> You wouldn't be wiring your hotel. You would be wiring your hotel's bank.

Sure. Yes. Fine. A worthless difference. But yet. I won’t wire my hotel’s bank.

I will wire my lawyer or accountant. (Sorry, their banks.) Wires which process instantly and for free. But virtually irreversibly, and so at higher risk for me. (Also, AmEx gives me goodies. Same reason I don’t swipe my debit card.)

I'd wire or send them cryptocurrency of a small deposit — the same one they're putting on your credit card via a hold, if there's any issue.